Seriously, though heralded as a bold move, the amount of inconvenience this has caused to normal citizens is staggering.
I did not realize that it can be bought, and that too at a 60% Discount.
PS – Now please don’t be pedantic and point out the obvious :)
The hit series ran from 1994 to 2004, but even after a decade it’s a favorite of folks!
LinkedIn had done a survey among career women and came out with this brilliant infographic. It’s encouraging to see these trends … stuff such as around half the women surveyed considered their appearances did not play a major role in their career. Was this questionnaire designed by an
MCP sexist? Jokes apart, I really like the fact that a majority of the problems faced by women are pretty much the same as that of men.
So, if the answer to this post is what Men want … well, then every one knows that all offices will have a giant screen TV airing cricket/football, a fridge full of beer and a comfortable sofy at every desk!!
Yes, I am still clueless about what they want :-|
In case if you missed the reference, then you clearly haven’t played Age of Empires (and it’s subsequent Rise of Rome expansion pack).
In case if you have seen any of the following movies then you will agree with me that almost all the protagonists in Bollywood do not know what are the different debt instruments available in the market these days.
Take the movie Om Jai Jagdish, or Hum Hain Rahi Pyaar Ke … or any movie where in the villain somehow coaxes either the hero’s family or woe be gone, the hero himself into an unsecured loan. Then when the hero is near bankruptcy, forces the hero to sell all family heirlooms and property in the classic filmy neelami. Fortunately, since all bollywood movies need a happy ending, the hero somehow pulls through by sheer dumb luck or hard work (or a script writer’s blessing).
But in real life this is vastly different. Yes, there are people who take unsecured loans, and yes there are people who declare financial bankruptcy. But there are easier debt solutions out there than doing an all out public auction or going bankrupt!
Here is one – an individual voluntary arrangement (IVT). An IVT is a solution wherein the repayments can be lowered, the interest rates can be kept constant and it can more importantly stop the creditors from chasing our hero. Now all he has to do is click for an individual voluntary arrangement. He has to fill in some simple forms and within a few months, his bankruptcy problems will atleast be averted. This form of debt management has been around for some time now, and is making headway in the UK. In the past year or so, BBC reports suggest that many individuals are opting to go this way instead of simply declaring bankruptcy.
You can find more about IVT, simply google for it or find the wiki on this. Now if only our Indian heroes were that smart and could keep up with the times! Not only would it save so much heartburn for their family, but would also save so many reels of trashy melodramatic cinema!