Moana the movie
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Party De with the Fugay Family

For some reason, this song has just stuck in my mind on a loop this morning! I mean, it’s got a catchy rhythm and all.

However, the term party de is such an intrinsic theme between college friends, especially within Maharashtrians, that creating a cultural meme out of this term makes sense.

I remember as a teenager, most of the times when you would achieve something, rather than celebrating that achievement, there would always be the friends and family haranguing you with the same phrase – party de.

I am not a fan of Swapnil Joshi, however, he manages to catch the nerve of the marathi manus pretty accurately. Thankfully, his manus is most of the times celebrating the good times.

मराठी माणूस इथे कुठे आला?

येणार ना. जिथे पण मराठी समुदाय आणि मराठी रीतींबद्दल चर्चा आहे तिथे मराठी माणूस आहे.

This is the topic of another post, though. Something that I strongly feel. Until then, party on!

The Hobbit: The Battle of the Five Armies

For the past couple of years I was waiting to see how Peter Jackson treated The Hobbit. His Lord of the Rings trilogy was a treat to watch, and although many plots of the book were left out, the trilogy remains one of my favorite.

The Hobbit on the other hand is much smaller, and uses the lore already built around Middle Earth. This was why, watching the movie was an entirely new experience for me. Take the Game of Thrones series, where the episodes match verbatim scenes in the books … the Hobbit’s treatment adds an interesting angle to the way Peter Jackson has unfolded the story for all of us.

Warning: If you have not watched the movie yet, stop reading, this is a SPOILER alert. I generally do not reveal plots, however I make an exception in this case … there are multiple aspects within the movie which I wanted to rant and rave about :-)

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Bollywood doesnt know finance

In case if you have seen any of the following movies then you will agree with me that almost all the protagonists in Bollywood do not know what are the different debt instruments available in the market these days.

Take the movie Om Jai Jagdish, or Hum Hain Rahi Pyaar Ke … or any movie where in the villain somehow coaxes either the hero’s family or woe be gone, the hero himself into an unsecured loan. Then when the hero is near bankruptcy, forces the hero to sell all family heirlooms and property in the classic filmy neelami. Fortunately, since all bollywood movies need a happy ending, the hero somehow pulls through by sheer dumb luck or hard work (or a script writer’s blessing).

But in real life this is vastly different. Yes, there are people who take unsecured loans, and yes there are people who declare financial bankruptcy. But there are easier debt solutions out there than doing an all out public auction or going bankrupt!

Here is one – an individual voluntary arrangement (IVT). An IVT is a solution wherein the repayments can be lowered, the interest rates can be kept constant and it can more importantly stop the creditors from chasing our hero. Now all he has to do is click for an individual voluntary arrangement. He has to fill in some simple forms and within a few months, his bankruptcy problems will atleast be averted. This form of debt management has been around for some time now, and is making headway in the UK. In the past year or so, BBC reports suggest that many individuals are opting to go this way instead of simply declaring bankruptcy.

You can find more about IVT, simply google for it or find the wiki on this. Now if only our Indian heroes were that smart and could keep up with the times! Not only would it save so much heartburn for their family, but would also save so many reels of trashy melodramatic cinema!